Purchase

Purchase 2017-11-27T17:07:16+00:00

We Have the Right Loan for You

Purchasing a home can be an exciting and overwhelming experience. Working with a company like Parkway Financial that takes the time to understand your personal needs is very important. Our team members are experts and work hard for you to find the perfect loan as well as assist you through every step of the purchase process. We are with you from start to finish.

Whether you are purchasing your first home, a new home, a vacation home or an investment property, we have the right loan for you. Here are Parkway Financial we understand that every customer is unique and needs a loan that can be personalized to fit their specific situation.

Our pre-approval process is not only fast but it also allows us to make sure you get the best interest rate while keeping your closing cost to a minimum.

If you do not have a Realtor at this time, we can help you with that too. We can recommend one of our preferred Realtor’s in the area in which you are looking to purchase your new home.

Call today for YOUR personalized mortgage quote. 610.421.8450

MORTGAGE CALCULATOR

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Here’s some information that will keep you on track.

In General….

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.
  2. Present the homes that suit your needs as you've defined them.
  3. Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
  4. Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Count On Your Mortgage Broker and Loan Officer To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  4. Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
  4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

Call Us Today to get Approved!

610.421.8450 or 855.927.5929

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